In Prestonsburg, Kentucky
Hurt in a car accident? You could be entitled to compensation for medical bills, property damages, lost wages, and more. Work with an attorney who will fight for your rights.
Liability, Damages, and Next Steps
Every car is given a safety rating by the Insurance Institute for Highway Safety (IIHS) based on crashworthiness, avoidance, and mitigation. That means how well a vehicle protects its occupants in a crash, and what kinds of technology are installed to prevent a collision or lessen its severity.
Unfortunately, even a car with the highest safety rating can’t always avoid the actions of a negligent driver. That point is driven home by the fact that Kentucky has the ninth-highest traffic fatality rate in the country.
If you’ve been the victim of a car accident caused by another driver’s actions, you are entitled to hold them responsible. That is where the Peterson Law Office can step in. We’re a team of dedicated Prestonsburg car accident lawyers who have helped numerous clients achieve fair settlements to cover their losses as a result of a car accident.
We can discuss the merits of your claim during your initial free case evaluation. There is nothing to lose and everything to gain when you talk to our Prestonsburg car accident lawyer.
According to the most recent data released by the Kentucky State Police, 213,916 vehicles were involved in collisions across the state. Here in Prestonsburg, it is not uncommon to drive past a car crash on Route 60 or along the Country Music Highway. When these accidents occur, there is typically one person at fault, and that person is responsible for compensating the victims.
The first step in obtaining compensation after a car accident is filing an insurance claim. Every major insurance carrier has an online portal that makes it easy to file a claim. However, there is no guarantee that your online submission will be approved.
This is why you might consider contacting Peterson Law Office before you make that initial filing.
In the aftermath of an accident, you might be overwhelmed by traumatic emotions, not to mention the damage to your car and physical injuries to contend with. We can help bring clarity and focus to ensure you have all the pertinent information needed for a successful claim process.
Here’s how we can help you:
The moment of impact in a car crash has you asking, “What just happened?” It might not be obvious at that moment what caused the other vehicle to crash into you. Whether this was an accident between two cars or a collision involving a truck, we can help make the determination as to the exact cause of the accident. That becomes the foundation of your claim.
Next, we have to determine who is liable. Obviously, the person driving recklessly is the primary at-fault party. However, other factors to consider include whether they were driving for a company. That could make the company partially responsible if they didn’t engage in safe hiring practices or failed to maintain the vehicles.
The driver who crashes into your car might have been crashed into by another car. That means going to the first person who triggered the chain reaction and holding them accountable. Our investigation can help determine who is legally responsible.
When you file a car accident claim, you are entitled to seek compensation for medical expenses and repairs or replacement of your car. There might also be additional damages you might not be aware that you’re entitled to recover.
For instance, you may be entitled to lost wages or future earning potential, depending on the severity of your injuries. You’re also entitled to seek pain and suffering damages that reflect how much the accident has disrupted your life. There could also be punitive damages to seek out. Our experienced Prestonsburg car accident lawyers can help generate a thorough list of all the compensation that you’re due.
Once we have conducted an investigation, established who is liable, and calculated all your damages, we can issue a demand letter. That demand letter will present the facts and clearly detail what you are due.
We have successfully negotiated settlements for our clients in a variety of personal injury claims.
Our years of experience going up against insurance companies put us in a unique position of understanding. We know that all the delay tactics these companies employ, and we will be prepared to knock them all back.
There might come a time within the negotiations that we reach an impasse with the insurance company; we might recommend filing a civil complaint. This will mean presenting your case before a jury.
Our experience expands to the courtroom. Throughout the preparation, we will continue to negotiate on behalf of our clients to reach a settlement.
We can discuss all the support we can provide to help with a car accident claim in our first free case evaluation.
No one plans to get into an accident. Even a driver with a good driving record can cause an accident.
That is why every driver is mandated to carry liability insurance. Under Kentucky Revised Statutes 304.39-110, car owners must have the following minimum liability insurance coverage:
Additionally, drivers must also carry $10,000 in personal injury protection (PIP). They can purchase an additional amount, but that is the minimum amount. Kentucky is a “choice no-fault” state. That means that, regardless of fault, if you get into an accident, your PIP insurance is intended to cover your medical expenses and lost wages.
What happens if your PIP is $10,000 but your medical bills are $20,000? You can consider your PIP as your “first stop” for compensation. Once you’ve reached the limits of your policy, you can then file a claim against the at-fault driver’s insurance.
This might seem complex, but a skilled car accident attorney can help you sort it all out and ensure you’re filing claims in the correct order and for the right amount.
If you or a loved one were injured in a car crash in Prestonsburg, you don’t have to handle the aftermath alone. At Peterson Law Office, our experienced car accident attorneys are dedicated to helping Prestonsburg families recover full and fair compensation for their losses.
We’ll take on the insurance companies, gather crucial evidence, and fight tirelessly for your rights.
Our goal is to remove the stress of filing a claim and focus on healing. Call today to schedule your free case evaluation.
Lexington • Richmond • Winchester • Georgetown • Mt. Sterling • Somerset • London • Danville
If you have any questions about a potential personal injury claim, call us or fill out the form below to schedule a free, confidential case consultation.
(859) 559-4160
