Justin Peterson, Attorney · Lexington, Kentucky
Legally reviewed September 2026
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No fee unless we winYou pay nothing up front, ever.
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Lexington attorneysOne office, local courts, adjusters who know the name.
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We prepare to winAdjusters track which firms go to trial.
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A person answersYour first call is a conversation, not a script.
What a car accident lawyer does
A car accident lawyer in Lexington, Kentucky handles your injury claim after a crash: gathering the police report and evidence, dealing with both insurance companies, documenting medical bills and lost wages, and negotiating or suing for full compensation. Kentucky’s no-fault rules and two-year deadline make early legal advice for a car accident especially valuable.
Is this the right page for you?
You should talk to an auto accident lawyer or collision attorney if:
- You were hit in Lexington or anywhere in Central or Eastern Kentucky and you are hurt, even “just” sore.
- The wreck was not your fault, and the other driver’s insurer is calling for a recorded statement.
- Your medical bills have passed, or will pass, the $10,000 your own PIP coverage pays.
- The other driver had no insurance or not enough.
- Nobody was hurt and only the car is damaged. Then we’re not the right fit, and we’ll say so.
Should I get a lawyer for a car accident that wasn’t my fault?
Yes, if you were injured, and the consultation is free either way. For a fender-bender with no injury and a cooperative insurer, you may not need one, and we will tell you that on the phone. For any crash with medical treatment, time off work, or a dispute about fault, people who hire a car accident law firm recover more on average, because the insurer’s first offer is built for people who do not have one.
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1Were you hurt?Medical bills, missed work, pain that hasn't gone away. Soreness counts until a doctor says otherwise.
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2Was someone else at fault?Even partly. Kentucky lets you recover your share of the damages.
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3Is there insurance to pay?Theirs, yours, or an uninsured-motorist policy you may not know you have.
Why Lexington drivers call Peterson Law Office after a crash
We prepare every case to win, not to settle cheap. Adjusters track which firms will go to trial. A $4,000,000 motor vehicle recovery and a $33.25 million commercial vehicle verdict are on our record, and that record changes how insurers negotiate with our clients.
We listen first. Your first call is with someone who wants to know what happened and how you are, not a script.
We provide clarity. Kentucky’s no-fault system confuses almost everyone. In ten minutes we can tell you who pays your medical bills right now, whether you can step outside no-fault, and what your claim is likely worth.
You focus on healing. We handle everything else. The adjusters, the paperwork, the medical liens, the deadlines.
What happens after you call
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Free case review.We ask what happened, where you are hurt, and what the insurers have said. You get a straight answer on whether you need a lawyer. -
We take over the insurance calls.From that day, adjusters talk to us. No more recorded statements. -
We build the file.Police report, scene photos, witness statements, vehicle data, medical records, wage documentation. -
We demand full value.If they refuse, we file suit. Most claims settle; ours settle higher because the insurer knows the alternative.
Results that change how insurers negotiate
Past results do not guarantee future outcomes.
Kentucky car accident law: the four things that matter most
Your own insurance pays first.
Kentucky is a “choice no-fault” state. Your Personal Injury Protection (PIP) coverage pays the first $10,000 of medical bills and lost wages regardless of fault (KRS 304.39). Use it; it does not raise your rates for a crash you didn’t cause.
You can still sue the at-fault driver.
Once your medical expenses exceed $1,000, or you have a broken bone, permanent injury or disfigurement, you may step outside no-fault and pursue the other driver for full damages including pain and suffering (KRS 304.39-060).
The deadline is two years, not one.
Motor vehicle injury claims in Kentucky must be filed within two years of the crash or of the last PIP payment, whichever is later (KRS 304.39-230). Most other Kentucky injury claims allow only one year, so do not rely on general advice.
Being partly at fault does not end your claim.
Kentucky uses pure comparative fault (KRS 411.182). If you were 20 percent responsible, you recover 80 percent of your damages. Insurers exaggerate your share; we correct it.
Lexington and Central Kentucky
Peterson Law Office is at 2424 Harrodsburg Road, Suite 205, Lexington, KY 40503, minutes from New Circle Road and Nicholasville Road. Our car accident lawyers also represent people hurt in Richmond, Winchester, Georgetown, Mt. Sterling, Danville, Somerset, London, Louisville, Pikeville, Prestonsburg and Ashland, including crashes on I-75, I-64 and the Mountain Parkway.
What a client said
Justin Peterson Law Office recently handled a personal injury claim for me after a car accident. He and his team were very thorough and showed a lot of compassion throughout the litigation. They didn't stop until they got all the information needed to support my claim. I'm very satisfied with the outcome, and would recommend Justin and his team 100 percent!Kimberly Neace Bryant, Google review
Frequently asked questions
Frequently Asked Questions
Serving Central Kentucky
Lexington • Richmond • Winchester • Georgetown • Mt. Sterling • Somerset • London • Danville
We are here to help.
If you have any questions about a potential personal injury claim, call us or fill out the form below to schedule a free, confidential case consultation.
(859) 469-6390